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Debt Recovery Process
Debt Recovery involves various procedures and steps as demonstrated below;
Demand Notice
A demand notice or letter before action will be forwarded to the Debtors.

Follow Ups
Telephonic follow up will start in next to the demand notice delivered to the debtors and no response received.

Our tele-calling team is proficiently trained in negotiations and communication techniques to convince the debtors and to answer their queried as well.

Field Visits
A professionals and aggressive Skip tracing team is covering the each estate and area of the country to track and crack the debtor and to recovery the debts for our clients.

Legal Persuasion
Debt Recovery is not possible without legal backing in any area of the world. A team of lawyers / legal officers create a legal cover and conduct cases genuinely for Mahandru Associates.

Recovery of Bad Debts
With all of the possible recovery methods the case finally reaches to edge of maturing by the collection of the bad debts.


A highly skilled workforce with vast experience in banking and debt collection is engage in working on the debt portfolio.

Thoroughly professional and effective approach in line with your company's image.

Highly personalised service with regular updates.

Reduction in overhead cost of the business.



No collection no fee.

Percentage on collected amount.

Fees will be based on maturity of debt from collected amount Fees to be paid on a monthly basis.


Advantages of Mahandru Associates

Our knowledge and experience allow us to understand and resolve the most complex debt collection matters and we differentiate our services by working closely with you every step of the way.


Key elements of our services:

Our contingency rates are low in the competitive market with the added benefit of NO RECOVERY - NO FEE.

Our Recovery team consists of talented negotiators who are able to lower your level of bad debts market.

We are committed to high quality client service and inform you on our progress regularly.

Our state-of-the-art collection management software allows us to seamlessly manage the debt collection, within the given time frame, and increasing the efficiency of our service.

Motivated, visionary and experienced leadership is the key source of MA's.

Extensive network of offices and field staff facilitate the accesses in all the operational areas.

Field Investigators reinforce agency's efforts and guarantees efficiency in giving you the desired results.

Strong influences in all Government and Private sector to cope up with the political conditions of the country.

Debt Management
Debt Consultancy
Debt Collection

Verified & Credible